New Year New Diary.

 Hello everyone how are you all today?

I have a brand new page a day diary that has started to get filled in already. I haven't kept diaries for all my life but ever since Lock down of 20202 i decided to keep one. And every year since i have bought a new one. I just keep a daily record of family life, appointments and things that have happened in the world. Absolutely nothing exciting just recording life and it's up's and down's.

Half way through last year i started to keep track of Grocery Budget as well,as best i could, every receipt and payment was recorded, i didn't include our Amazon spending, this year i have a new Expenses book to keep track of it all and where we spend our precious money and exactly what on. I also want to do it so i can see if there is a way i can cut spending and save money in any area. 

We have a set budget for Birthday gifts for the family and also Easter which despite it only being the 2nd day of a brand new year they are already making an appearance in the shops, my son works for Sainsbury's  and they have them in the warehouse ready to go, my daughter works at Home Bargains and they have them out on the shelves. Oh and Valentine stuff as well you know just in case you need them early.

So let  the budgeting begin..already i have some expenses in my book as i have the very 1st birthday of the year next week. 

Have a lovely day everyone, and do you keep track of every penny so you know exactly where it's gone?

Love Ftm🌲